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Terms & Conditions


Prior to purchasing courses, products, or services from it is your responsibility to read and agree to the below terms, conditions, and commitments.


  1. All readings are strictly confidential. Information provided or shared during all readings is kept in confidence and remains completely private.

  2. All readings are handled using sensitivity and utmost professionalism.

  3. All readings are provided for entertainment and for personal wellness. Under no circumstances do readings replace or substitute for any financial, legal, medical, or psychological assessment, consultation, and treatment with a professional.

  4. Readings booked can be rescheduled with a minimum of 24 hours notice before the scheduled reading appointment time.

Terms & Conditions

Online Courses: All purchases are final. We do not refund, transfer, or defer any courses, classes, or workshops. All courses, workshops and classes must be completed as purchased and specified. Karen Rose Kobylka reserves the right to cancel a course within 21-days in advance of the program date.


Readings and Sittings are a form of experiment. No claims are made, and results cannot be guaranteed. Karen Rose Kobylka is not a fortune teller. Her aim is to try and give evidence of survival of loved ones in the spirit world. Spirit may include a glimpse of the recipient’s life or a situation of the individual(s) at this particular time. Any life choices you make must be your own as you take full responsibility for your own life path. Karen Rose Kobylka would advise you not to book a sitting if you are aware of any medical or psychiatric condition which may affect your interpretation of the sitting or reading. Please understand there is no guarantee of who will come through to communicate.

All content included in or made available by any Karen Rose Kobylka and through including text, images, graphics, logos, digital downloads, and audio clips is the property of Karen Rose Kobylka and is protected by Canadian and international copyright laws. Trademarks Logos and names contained within this site are trademarks of Karen Rose Kobylka and may not be used in connection with any product or service, nor used in any manner that disparages or discredits Karen Rose Kobylka.

Mediumship Agreement

All sessions are over Zoom. As I work around the globe I can assure you, virtual readings and sittings have absolutely no impact on the session itself. Distance is not a factor in spiritual communication. I will do my best to communicate information from the souls that step forward in order to validate that we continue to live on in a new way. I cannot control who comes through in a sitting and therefore will give the best reading possible for those souls that do come through. If your loved one in spirit does not come through, it simply means, we were not able to make the connection. In spirit, we are always loved, supported, and cared for without exception. In a mediumship sitting, the spirit may bring up issues that still impact you today. This can be very healing and emotional. Please let me know if you wish to not discuss this issue. If you are struggling mentally or emotionally, please seek some counseling. I am not a trained therapist or counselor. I am trained in grief and loss support and Spiritual support.

Refund policy

Refunds will not be given for downloaded files including but not limited to books, and courses. Courses are non-refundable, non-transferable and must be completed as purchased and specified. Returns on the merchandise will be accepted only if the item has been damaged or has a defect.

Disclaimer of warranties

The information and products on this website are provided “as is” and “as available”. Karen Rose Kobylka makes no representations or warranties of any kind, expressed or implied, as to the operation of Karen Rose Kobylka services or the information, content, materials, products including downloaded files or other services included on or otherwise made available to you through, unless otherwise specified in writing.

You expressly agree that use of the website is at your sole risk.  Karen Rose Kobylka does not warrant that services, content, material, products, including downloaded files, or other services made available to you through or electronic communications sent from Karen Rose Kobylka are free from viruses or other harmful components.

Karen Rose Kobylka disclaims all responsibility for any loss, injury, claim, liability or damage of any kind resulting from, arising out of or any way related to (a) any errors or omissions from this site and its content, including but not limited to technical inaccuracies and typographical errors, (b) any third party websites or content therein directly or indirectly accessed through links in this site, including but not limited to any errors in or omissions therefrom, the unavailability of this site or any portion thereof, (d) your use of this site, or (e) your use of services, equipment, products and software in connection with this site.

The material and information on our website is provided solely for entertainment or promotional purposes. Changes are made periodically to Karen Rose Kobylka documents including general information and information on events and schedules, and these changes may or may not be reflected in the materials or information present on the website. Additionally, because the website is frequently under development, materials and information may be deleted, modified, or moved to a different part of the website by us and without notice.

The information contained on this website is for general information purposes only. If through this website, you are able to link to other websites every endeavor will be made to ensure these are of a nature and content that is suitable. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within.Then under the same page; terms and conditions, under the disclaimers paragraph, add this to the end of the last paragraph please: Karen Rose Kobylka reserves the right to refuse services at her discretion. Over 18 years of age only. Any demonstration of mediumship including private sittings is a form of experiment and no claims are made, and results cannot be guaranteed. During a demonstration/ mediumship sitting, you are not guaranteed a personal message. The medium does not tell fortunes but attempts to give evidence of survival, which may include relevant information surrounding the person at the current time. It is understood that all readings are for entertainment purposes only. Mediumship sittings and intuitive tarot Readings should not be used as a substitute for any professional, legal, financial, medical, or psychiatric advice or guidance.

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